Advice is the corner stone of Zero Risk and within this frame work any of the following benefits could be suitable to your needs…
Life Assurance
Provides a lump sum benefit in the event of death.
Income Protection
Provides a monthly income in the event the insured is unable to work due to an illness or injury.
Trauma
Provides a lump sum benefit in the event the insured undergoes or suffers one of the listed conditions/treatments such as heart attack, stroke or cancer to name a few.
Total Permanent Disability
Provides a lump sum benefit in the event the insured is unable to return to work ever again.
Mortgage Repayment
Provides a monthly benefit to pay ones mortgage installments in the event the insured is unable to work due to an illness or injury.
Business Extra
A specialist business product dealing with death and disability within one policy. The Contract can be adjusted to suit individual requirements embracing benefit payments within a time frame most suitable to the company and the insured.
Health Insurance
This comes in many forms and not all products are created equal. Benefits range from Hospitalization through to Specialist, GP care, dentists and Prescriptions.