About Zero Risk Insurance Brokers

Tim Flowers

Tim specialises in the area of Personal Risk Protection, focused on client’s financial needs following the temporary or permanent loss of an individual through death or disability. This embraces the protection of individuals, families and businesses.

Tim started in the Insurance Industry in 1992 and since then has broadened his horizons, gaining a vast knowledge and experience which has equipped him to offer clients advice across a wide range of areas within the Personal Risk arena.

He has successfully completed several papers at Massey University, covering subjects such as personal finance, and estate and tax planning which have proven to be a valuable resource.

Tim’s background as a chef makes him a fan for entertaining. Tim and his family regularly share their love of food with guests at home, or on their weekend trips to Hawkes Bay where their children are schooled. Tim also somehow finds the time to run most days to keep fit.

Office:(07) 378 2405
Mobile:(021) 596 321
Email:tim@zerorisk.org.nz


Tania Flowers

Tania will be the bubbly voice you hear when you contact Zero Risk and always helps with a great big smile.

Having been at home to raise 3 kids Tania joins Zero Risk to work closely with Tim, managing the many daily tasks this busy office brings.

Tania’s background with the insurance industry started with a role working at Royal and Sun Alliance Life, soon becoming Executive Assistant to the Auckland Area Manager. This experience has put Tania in good sted for her role at Zero Risk, bringing a wealth of knowledge which is necessary to manage the diverse tasks asked of her by the Zero Risk Clientele.

Tania is very keen on her sport and always has an opinion on the All Blacks performance or the Silver Ferns win after a weekend. Like Tim, Tania’s love of food has lead to her helping a friend out with a weekly food market in Rotorua. For the best Pasta in the world Tania stresses you can’t go past Pasta Mia.

Office:(07) 378 2405
Mobile:(021) 656 911
Email:tania@zerorisk.org.nz